Albert is an all-in-one financial management app that combines budgeting, saving, investing, and identity protection in a single platform. The app offers users the ability to manage their finances holistically through features like automated savings, high-yield investment options, and 24/7 identity monitoring. With Albert, users can earn cash back at select stores, receive early direct deposits, and access personalized financial advice from the AI-powered assistant, Genius. Subscription plans are available starting at $14.99 per month, with a 30-day free trial before billing begins.

The app also provides advanced tools for expense tracking, credit score monitoring, and negotiating bill reductions. Whether you're looking to optimize your monthly budget or grow your wealth through smart investments, Albert delivers a comprehensive solution tailored to both everyday users and those seeking more sophisticated financial strategies.

Albert stands out with its robust combination of banking, budgeting, and investment tools. One of its key features is Smart Money, which automatically transfers funds to help users save and invest without manual intervention. Users can open a high-yield savings account offering competitive APY rates—over 9x the national average—and choose from various investment options such as stocks, ETFs, and managed portfolios.

In addition to its savings and investment capabilities, Albert provides proactive identity theft protection by monitoring accounts, credit reports, and personal information around the clock. Real-time fraud alerts ensure users stay informed about potential threats. Furthermore, Albert's integration with direct deposit allows users to get paid up to two days early, while cash-back rewards add extra value to everyday purchases. These features collectively create a secure and efficient financial ecosystem designed to maximize user convenience and financial growth.