Rocket Money is a comprehensive personal finance application designed to help users take control of their financial lives. With over 5 million members, it stands out as one of the best personal finance apps tested by PC Mag. The app offers an all-in-one solution for managing subscriptions, lowering bills, and tracking expenses.

Key features include the ability to find and cancel forgotten subscriptions, lower bills through negotiation, track monthly expenses, create personalized budgets, automate savings, monitor net worth, and access credit scores. Rocket Money provides bank-level security and privacy, ensuring that users' financial information remains protected while they gain better visibility and control over their finances.

Rocket Money distinguishes itself with several key functionalities that cater to various aspects of personal finance management. One standout feature is its subscription management tool, which helps users identify and cancel unnecessary subscriptions directly within the app. This functionality alone can save users significant amounts of money each month.

In addition to subscription management, Rocket Money offers bill negotiation services where a concierge team identifies potential savings on existing bills and negotiates better rates on behalf of the user. The app also includes robust budgeting tools that allow users to set up automatic spending monitors by category, helping them stay aligned with their financial goals. Furthermore, Rocket Money enables users to automate their savings, grow their net worth by tracking assets and debts, and monitor their credit scores, providing a holistic view of their financial health.